You’ve spent decades building your wealth—brick by brick, choice by choice. Now, the question becomes: how will it live on?

At Freeman Group Private Wealth Management, we specialize in helping families create purposeful, tax-efficient strategies for intergenerational wealth transfer. But it’s not just about money. It’s about values, responsibility, and preserving the meaning behind what you’ve built.

Whether it’s preparing your kids to inherit family wealth, transitioning your business to a new generation, or making sure the cottage stays in the family for decades to come—we help ensure that your story continues with structure, intention, and clarity.

The great wealth transfer is already here

People celebrating Canada day

Canada is facing the largest wealth transfer in history. Trillions of dollars are expected to pass from baby boomers to the next generation in the coming years. It’s not just a financial shift—it’s a generational one. Businesses, homes, investment accounts, and estates are changing hands at a rapid pace.

But transferring wealth is rarely simple. Without a plan, taxes, miscommunication, or legal complications can quickly erode what took a lifetime to build. We work with families across Halifax to make sure that doesn’t happen.

At Freeman Group, we help you prepare—not just your assets, but your heirs. Because it’s not enough to pass down wealth. You need to pass down understanding, clarity, and a plan that supports long-term success.

Breaking the silence around money conversations

Wealth transfer starts with honest conversation. And yet, these are often the hardest discussions to have. What should the kids know now? What happens if one child takes over the business and the others don’t? How do you talk about fairness, without creating resentment?

We facilitate real, open conversations with your family—about values, goals, and what you want your wealth to stand for.

Here’s what we help you unpack:

  • Who receives what, and why
  • How to provide for loved ones without creating dependency
  • What legacy means to you—and how to reflect that in your plan
  • Ensuring legal documents reflect your true intentions

The result? Stronger relationships, fewer surprises, and a shared understanding across generations.

Building a wealth transfer plan that evolves with life

Drafting a will is a great first step—but it’s not a plan. A true wealth transfer strategy is dynamic. It adjusts as your life changes and ensures your legacy adapts over time.

At Freeman Group, we build that strategy with you. Our approach includes:

  • Estate planning

    Reduce probate fees and income tax, streamline distributions, and ensure assets go exactly where you intend.

  • Trusts and gifting

    Establish trust structures that offer both control and flexibility. We also explore tax-smart lifetime giving options.

  • Insurance strategies

    Use life insurance to create liquidity, settle tax liabilities, or equalize inheritances.

  • Ongoing adjustments

    Life changes, families evolve, and tax laws shift. We keep your plan current so it continues to serve your goals.

Business succession without the stress

For many families, wealth is tied up in the business. The value. The leadership. The legacy. But handing over a business is more complicated than writing a cheque or signing a form.

We help business owners step back with confidence, guiding them through a smooth, tax-efficient transition—whether passing to family, selling to a third party, or preparing key employees to take the reins.

Here’s how we support you:

  • Succession planning: Identify your successors and make sure they’re ready.
  • Corporate tax planning: Minimize tax impact and avoid leaving money on the table.
  • Continuity planning: Keep the business running strong throughout the transition.

Whether the business stays in the family or not, we help make sure the exit is purposeful—and that your wealth is preserved.