At Freeman Group Private Wealth Management, we’ve built a reputation as the trusted financial planning team for Empire Company and Sobeys employees across Nova Scotia. With more than 200 Sobeys families already working with us, we’ve developed a deep understanding of the retirement package—and how to help you make the most of it.

If you’re within five years of retirement, now is the time to ask the big questions. Your retirement package includes several interconnected pieces, and the decisions you make today can significantly affect how much income you’ll have, how much tax you’ll pay, and how smoothly you transition into retirement.

We help you cut through the complexity with clear, personalized advice—so you can move forward with confidence.

Approaching retirement? Here’s how we help

Whether you're at Sobeys head office or in the field, we understand the key parts of your retirement package and how they work together. We help you answer important questions like:

An executive man and a woman talking to each other
  • When should I retire to maximize the value of my plan?
  • What kind of retirement income can I expect?
  • Should I start CPP and OAS right away—or delay them?
  • What happens to unused vacation time?
  • How do I reduce the amount of tax I’ll owe in retirement?

 

We build a plan that brings all of these moving parts together into a clear, integrated strategy—so you can focus on enjoying your retirement, not stressing over details.

Already retired from Sobeys? We’re still here for you

For many Sobeys retirees, the financial questions don’t stop after the last day of work. In fact, retirement often brings a new set of challenges. That’s where we come in—with continued advice and long-term planning designed to keep your finances on track. We help retirees answer questions like:

  • How do I make sure my plan stays sustainable as I age?
  • Can I reduce the amount of tax I’m paying now that I’ve stopped working?
  • My pension is going into a Locked-In RRSP—can I unlock it?
  • How can I leave more to my beneficiaries and less to CRA?
  • What happens to our plan if one of us becomes ill or passes away?

Our approach is about more than just numbers. It’s about helping you feel secure in your future and confident that you’ve made the right decisions for yourself and your family.